HealthInsuranceSubsidy.com Check Eligibility
Open Enrollment: Nov 1 – Jan 15

Find Out If You Qualify for Health Insurance Subsidies

93% of marketplace enrollees receive financial help. Many pay less than $10/month for quality coverage.

Takes about 2 minutes. No personal info required.

24.3M
Americans Enrolled
93%
Receive Subsidies
$506
Avg Monthly Savings
42%
Pay Under $10/mo

Source: CMS 2025 Open Enrollment Data

Find Guidance for Your Situation

Everyone's path to coverage is different. Select what applies to you.

Enhanced Subsidies Expire December 31, 2025

The expanded subsidies from the Inflation Reduction Act are set to expire. Without Congressional action, millions of Americans could see premium increases of $100-300/month starting in 2026.

Learn What This Means For You

Beware of Enrollment Scams

Over 275,000 complaints have been filed about unauthorized enrollments and misleading sales tactics. Bad actors are switching people's plans without consent or signing them up for junk insurance.

Never share SSN over unsolicited calls
Verify caller legitimacy before sharing info
Watch for "limited time" pressure tactics
Only enroll through HealthCare.gov
How to Enroll Safely

Learn How ACA Coverage Works

Free, unbiased guides to help you understand your options and make informed decisions.

How ACA Subsidies Work

Understand premium tax credits, who qualifies, and how much you could save based on your income.

Read guide

Cost-Sharing Reductions Explained

The hidden benefit that can save you thousands—lower deductibles and copays on Silver plans.

Read guide

Bronze vs Silver vs Gold

Which metal tier is right for you? Compare plans based on your health needs and budget.

Read guide

Special Enrollment Periods

Missed open enrollment? Life changes like job loss or moving may qualify you to enroll now.

Read guide

Medicaid vs Marketplace

Know the income cutoffs and understand when you qualify for Medicaid versus subsidized marketplace plans.

Read guide

Reporting Income Correctly

Avoid surprises at tax time. Learn how to estimate income for subsidies and what to do if it changes.

Read guide

Not Sure Where to Start?

Answer 4 quick questions to find out if you qualify for subsidies and which type of coverage fits your situation.

Start Free Eligibility Check

Takes about 2 minutes. No account required.